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Terms of Service


AGREEMENT

This Agreement (hereinafter referred to as the "Agreement") explains the contractual agreement between Guru.com, a Pennsylvania corporation having its principle place of business in Pittsburgh, Pennsylvania ("Guru.com," "we," "us") and you ("you," "your") who agree to the terms of this Agreement by clicking the "I AGREE" checkbox on the Professional Registration form under "Part C: Agreements." This Agreement is made to be effective as of the date accepted by Guru.com following your execution and submission of this Agreement by clicking the "I AGREE" checkbox on the Professional Registration form under "Part C: Agreements". This Agreement governs your use of the Guru.com Web Site (the "Web Site") and transactions conducted through this Web Site including, but not limited to, the billing and payment services described herein. NOW, THEREFORE, in consideration of the mutual covenants and agreements of the parties contained herein and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties, intending to be bound, hereby agree as follows:

1. CLICK THE "I AGREE" CHECKBOX

By using the Web Site and clicking the "I AGREE" checkbox on the Professional Registration form under "Part C: Agreements," you acknowledge your acceptance of the terms and conditions of this Agreement. By accepting the terms and conditions of this Agreement and completing the registration process, you are simultaneously (i) registering as a "Registered User" (as defined herein), (ii) designating yourself as a "Professional," a "Guru" or a "Guru VENDOR" (each as defined in Section 3 below), (iii) designating your "Membership Level" (as defined in Section 3), (iv) representing and warranting that you can legally enter into this Agreement, and (v) agreeing to the terms and conditions of this Agreement. If you do not accept this Agreement, you are not authorized to use the Web Site. If you have any questions about this Agreement, please call us at (412) 687-2228 or contact info@guru.com. The term "Registered Users" includes all individuals or entities who have registered through the Guru.com Web Site. The term "Registered Professional(s)" includes Professional(s), Guru (s) and Guru VENDOR(s). The term "Individual Professional(s)" includes all Registered Professional(s) not operating as a corporation, partnership or limited liability company.

2. BACKGROUND

The Web Site provides a venue for Registered Professionals to simplify their search for part time and/or consulting opportunities by having the ability to find projects online. The Web Site also provides Registered Professionals with billing and payment services described in Section 4 ("Billing and Payment Service(s)"), thereby reducing the paperwork and time associated with invoicing and payment processes, tax reporting and, for Individual Professionals, filing services on Form 1099 described in Section 4(B) ("1099 Services") escrow services described in Section 4(C), dispute resolution services described in Section 4(D) as well as other services which Guru.com may offer to Registered Professionals from time to time, including, but not limited to, other tax filing services, which shall be subject to the terms and conditions of this Agreement and any supplement to this Agreement ("Other Services") (together, with the Billing and Payment Services and 1099 Services, referred to as the "Service(s)"). Via the Web Site, we provide certain information about our products, services and users, and certain other third party information. We may add, delete or modify some or all of our services and information at any time. Guru.com and you wish to enter into an Agreement wherein Guru.com agrees to provide to you, and you agree to pay for certain specified services, including, but not limited to, Billing and Payment Services in order to help streamline billing and payment processes.

3. PROFESSIONALS

By clicking the "I AGREE" checkbox on the Professional Registration form under "Part C: Agreements" and registering with the Guru.com Web Site, you are designating yourself as a "Registered Professional." Registered Professionals are professionals with specific skill sets who are looking for part time and/or consulting opportunities. Registered Professionals choose their membership level ("Membership Level") during the registration process. The "Membership Levels" designate the cost of use of the Web Site and the corresponding "Service Charge" (as defined herein and which is a percentage of the "Payment"(as defined in Section 7)) for the Service(s). The "Service Charge" is 10% of the Payment (as defined below) for Professionals and 5% of the Payment (as defined below) for Gurus and Guru VENDORs.

4. SCOPE OF SERVICES

Guru.com shall provide services to both Registered Professionals and "Companies." "Companies" are entities looking for professionals to perform a specific set of services on a part time and/or consulting basis.

A. Guru.com facilitates the preparation of "Invoices" (as defined in Section 7) by Registered Professionals, submits such Invoices to Companies on behalf of Registered Professionals, collects the Payment and remits the Payment (less a Service Charge) to the applicable Registered Professional ("Billing and Payment Services"). The Billing and Payment Services shall be provided to Registered Users via the Guru.com Web Site and shall be in the form deemed appropriate by Guru.com from time to time. Guru.com may add, delete, or modify some or all of the Services at any time. We do not control the actual transactions between Registered Professionals and Companies. Accordingly, we do not set or endorse: (i) the price, contract terms, quality, conformance or legality of the services or jobs advertised or offered; (ii) the ability of Companies to offer employment or any other type of working relationship; or (iii) the ability of Registered Professionals to offer services and/or perform accordingly. We cannot and do not control whether any Company will complete the payment they offer. We are not responsible for any transaction and/or contact, or the result of any such transaction and/or contact made by and between Registered Users. From time to time, we will provide features and services which either are or shall be set forth in separate sections of the Web Site, which are subject to the terms of this Agreement, but are also subject to the additional terms and pricing specified on the Web Site. With respect to these features and services provided on our Web Site, you will be charged, and agree to pay us any fees, as set forth in separate sections of the Web Site detailing such features and services.

B. If a Company that engages Individual Professionals chooses to use Guru.com's 1099 Service:
B1. Guru.com shall collect a W-9 tax form from the Individual Professionals. All Individual Professionals requested to submit a W-9 tax form must do so with a valid Tax ID number. Individual Professionals who submit a W-9 tax form with an invalid Tax ID number will have their accounts deleted.
B2. Guru.com shall also issue to each such Individual Professional a summary on Form 1099 of Payments (less Service Charges) paid to such Individual Professional ("1099 Services").

You hereby acknowledge that, although Guru.com may provide 1099 Services to Companies, your contract or agreement to provide services and receive payments is an agreement between you and a Company. If it is determined by a court of competent jurisdiction that a contract exists between you and Guru.com to provide such services under which you are entitled to any Payment, or any portion thereof, by Guru.com, you hereby expressly agree and acknowledge that (i) you are an independent contractor of Guru.com and (ii) your right to receive Payment, or any portion thereof, from Guru.com is expressly conditioned upon receipt of the applicable Payment by Guru.com from the Company to which the underlying services were provided.

C. (i) At a Company’s request, Guru.com will accept an advance payment from such Company for your services, provided that such Company has accepted your bid for a job posted by such Company (“Escrow Service”). We will hold such funds (“Escrowed Funds”) until you and the Company that retained you agree that the funds should be released to you or until you and the Company have concluded the process of the Dispute Resolution Services (as defined in Section 4(D)). You acknowledge that, while Escrowed Funds will be kept in a separate account from our internal funds, such Escrowed Funds will exist in a pooled fund together with other funds escrowed with us by other Companies.

(ii) After a Company indicates its approval of your work product given to the Company in response to its job posting and your bid (“Deliverables”), such approval to be made through the Web Site, we will disburse the Escrowed Funds to you. If the Company does not approve of the Deliverables, you agree to be bound by the terms of Section 4(D) below, relating to dispute resolution.

(iii) If, for any reason, you or a Company request Dispute Resolution Services through the Web Site with regard to any job posting, Deliverable or payment therefor, we will notify both you and such Company that the matter will be addressed through the Dispute Resolution Services.

(iv) By using Guru.com for the Escrow Services, you expressly acknowledge that Guru.com is not acting in a fiduciary capacity for either you or a Company. You agree and acknowledge that the Escrow Services are being provided to Registered Users administratively.

D. (i) Guru.com offers dispute resolution services (“Dispute Resolution Services”) only to those Registered Users that have elected to use the Escrow Service and who are engaged in a dispute over a Deliverable that is (i) pursuant to a job posting by a Company through the Web Site, (ii) pursuant to a bid for by a Professional through the Web Site for such job posting and (iii) pursuant to an acceptance through the Web Site by the Company for such bid. You understand that the Dispute Resolution Services are being provided to you administratively as a benefit of using the Web Site and the Escrow Services. You agree and acknowledge that (i) Guru.com is not providing legal services to you or to a Company, (ii) Guru.com will not advise you regarding any legal matters and (iii) if you desire to have legal counsel, you will seek independent legal counsel licensed to practice law in your jurisdiction and not rely on Guru.com for any such counsel. You agree to indemnify and hold harmless Guru.com and any of our affiliates against any damages or liability you may suffer as a result of using the Dispute Resolution Services. If you do not agree to use this Dispute Resolution Services under these terms, you should not elect to use the Escrow Services.

(ii) In the event of any dispute between you and a Company relating to a Deliverable, you agree to mediate such dispute in good faith before Guru.com for a period of twenty (20) business days. Such twenty business day period shall be deemed to have begun the day that you or a Company requests Dispute Resolution Services through the Web Site. If the result of such mediation is acceptable to both you and to a Company with which you are engaged in a dispute, you agree to indicate your approval of such mediation through the Web Site and Guru.com will disburse Escrowed Funds in accordance with the results of such mediation. If you are dissatisfied with the progress, or if twenty (20) business days have lapsed since you have notified Guru.com of a dispute between you and a Company, you agree to submit your dispute to binding arbitration as further set forth below.

(iii) Guru.com, or any third-party to which Guru.com may refer a dispute in its sole discretion, shall serve as the arbitrator in any dispute between you and a Company which cannot be resolved through the mediation process described above. You acknowledge and agree that Guru.com will only consider the Deliverables Agreement (as defined below) entered into between you and a Company through the Web Site. For purposes of Dispute Resolution Services, the (“Deliverables Agreement”) shall include the Company’s original job posting, your bid and any changes, amendments or related communications thereto that have been conducted through the Web Site.

(iv) Guru.com shall, in good faith, have the right to construe any Deliverables Agreement based on your and a Company’s course of dealing. In rendering its decision, Guru.com shall only be obligated to consider the following: (i) the Deliverables Agreement, (ii) the parties’ course of dealings, as evidenced by activity on or communications through the Web Site, (iii) the actual Deliverable itself and (iv) any information or communication that both you and a Company agree should be considered.

(v) Guru.com shall render its decision within five (5) business days of a failed mediation. During this time, you are encouraged to continue to negotiate an amicable settlement with the Company with which you are engaged in a dispute. You agree that the decision of Guru.com, acting as an arbitrator during our rendering of the Dispute Resolution Services, shall be final and binding on you and the Company. Accordingly, after we have rendered a decision, we will disburse Escrowed Funds from our escrow account in accordance with our decision.

(vi) BY CLICKING “I AGREE” TO THIS AGREEMENT, YOU ACKNOWLEDGE THAT, IN CONSIDERATION OF OUR AGREEMENT TO PROVIDE YOU WITH ESCROW SERVICES AND DISPUTE RESOLUTION SERVICES, YOU HEREBY RELEASE GURU.COM AND ALL OF OUR AFFILIATES FROM ANY DAMAGES OR LIABILITY WHATSOEVER RELATED TO YOUR ENGAGEMENT BY A COMPANY OR OUR SERVICES, INCLUDING WITHOUT LIMITATION, THE ESCROW SERVICES AND DISPUTE RESOLUTION SERVICES. YOU FURTHER AGREE TO INDEMNIFY GURU.COM AND ALL OF OUR AFFILIATES AGAINST ANY AND ALL DAMAGES OR LIABILITY THAT WE MAY INCUR, INCLUDING ATTORNEYS FEES AND COSTS, IN CONNECTION WITH OUR PROVISION OF SERVICES TO YOU, INCLUDING WITHOUT LIMITATION THE ESCROW SERVICES AND DISPUTE RESOLUTION SERVICES.

5. SYSTEM INTEGRITY

You may not use any device, software or routine, including but not limited to any viruses, trojan horses, worms, time bombs, cancelbots or denial-of-service attacks, intended to damage or interfere with the proper working of the Web Site or any transaction being conducted on our site, or to surreptitiously intercept or expropriate any system, data or personal information from the Web Site. You may not take any action that imposes an unreasonable or disproportionately large load on our infrastructure, including but not limited to "spam" or other such unsolicited mass emailing techniques.

6. INFORMATION POSTED ON THE WEB SITE

A. You are solely responsible for information that you post on our Web Site, including but not limited to (i) any audio, video or photographic content (collectively, "Multimedia Content"), (ii) any posting or listing made in any public message area, through any email feature or through Guru.com's feedback feature (collectively, "Non-Multimedia Content") and (iii) any other content of a personal nature including but not limited to your resume, biography, work history and work product produced for another Registered User including Companies ("Personal Content"). You retain ownership of all Multimedia Content and Personal Content, subject to the licenses granted herein. You hereby assign to Guru.com your rights in any Non-Multimedia Content. You grant us a non-exclusive, worldwide, perpetual, royalty free, irrevocable right to exercise all copyright and publicity rights with respect to the Multimedia Content and to use such Multimedia Content for the purpose of advertising and publicizing Guru.com products and services and you grant us a non-exclusive, worldwide, perpetual, royalty free, irrevocable right to use the Personal Content for the purpose of providing Services. Your information must not: (a) infringe any third party's rights, including but not limited to intellectual property, publicity or privacy; (b) be defamatory, trade libelous, threatening or harassing; nor (c) be obscene, indecent or contain pornography. We do not endorse any information posted by Registered Users and we are not liable for any such information posted on our site, including but not limited to any information posted about you. We reserve the right to take any action with respect to information posted on our site which we believe is appropriate in our sole discretion with respect to such information, including but not limited to termination of this Agreement. However, we cannot, nor do we, control the information provided by you or other Registered Users or other content providers which is made available through our system. By its very nature, other people's information may be offensive, harmful, inaccurate, or in some cases may be mislabeled or deceptively labeled. Information on the Guru.com Web Site is provided "AS IS" and may contain technical inaccuracies or typographical errors.

B. The Web Site may contain links to third-party web sites not under the control or operation of Guru.com. When we provide links, we do so only as a convenience and do not endorse and are not responsible for the content of any linked site or any link contained in a linked site.

7. PROCESS

When you complete an assignment (or a portion of an assignment) for which you have been engaged by a Company ("Assignment") for a Company, you agree to complete the electronic invoice form (the "Invoice") and submit it to Guru.com via the Guru.com Web Site. You agree to provide Guru.com with a list of items, including, but not limited to, hours worked, payment required and description of Assignment(s), to be included on the Invoice ("Invoice Details"). Such Invoice Details will not be final until and unless you have authorized their inclusion or waived the right to review such Invoice Details. If you waive your right to review the Invoice Details, all items in the Invoice Details will be included on the Invoice as received by Guru.com. Guru.com ENCOURAGES ALL PROFESSIONALS TO REVIEW INVOICE DETAILS PRIOR TO THEIR INCLUSION IN THE INVOICE TO BE SENT TO A COMPANY. Due to the inherent nature of the Internet and electronic communication transactions, Guru.com cannot take responsibility for the accuracy of all transmissions of Registered Professional Invoices. After the completion of the Invoice Detail process as described above, Guru.com will then submit the Invoice to the Company and the Company shall submit the payment for a Registered Professional's services with respect to the Assignment(s) specified in the Invoice (the "Payment") to Guru.com to be processed by Guru.com according to the payment terms outlined in Section 9 of this Agreement.

8. RELATIONSHIP AND OBLIGATIONS OF PARTIES

A. Guru.com provides Services for Registered Users, including you, other Registered Professionals and Companies. All parties are independent contractors vis-à-vis Guru.com with respect to all matters arising out of this Agreement. No Registered User shall be considered the employee, agent, partner or joint venturer of Guru.com and Guru.com shall not be considered the employer, agent, partner or joint venturer of any Registered User.

B. You agree and understand that Guru.com is simply acting to process Invoices to Companies on behalf of Registered Professionals and to receive and process Payment for Registered Professionals' services from Companies. Guru.com is not responsible for the timeliness or accuracy of either the Invoices or Payments. Guru.com is under no obligation to make any payment to you or other Registered Professionals within any predetermined time period and all of your rights to receive payments relating to any Invoice are expressly conditioned upon receipt of the Payment pursuant to such Invoice from the Company in receipt of such Invoice. Guru.com is not responsible for any wage withholdings nor is Guru.com responsible for the determination of whether any sales and use taxes would apply. You acknowledge that the tax treatment of the Payments is solely within your discretion. In the event Guru.com provides you with a summary of payments made to you on Form 1099, you agree to file all federal, state and local tax returns in a manner consistent with such Form 1099.

C. You agree that Guru.com, by providing the Services hereunder, does not accept liability as an employer - either singularly or jointly - and that your employment/independent contractor status as such status pertains to your relationship with Guru.com is solely determined by this Agreement. You further agree and understand that Guru.com will not in any way be involved in the terms and conditions of your employment or contracting arrangement with any Company and that any services you provide are provided by and under separate agreement by you and such Company. Guru.com is not responsible for and will not control the manner in which you operate and is not involved in your hiring, firing, discipline or working conditions. Guru.com will not provide you with any materials or tools with which to complete any projects you accept. Any problems, complaints or questions regarding the work environment, performance or other terms and conditions of employment and/or contracting must be resolved by and between you and any Company by which you are engaged.

D. You agree that you will abide by any and all applicable non-discrimination, employment, tax and other federal and state statutes, regulation or common law. You agree to hold harmless and indemnify Guru.com for any and all liability arising from a violation of any such statute, regulation or common law.

9. PAYMENT TERMS

A. You agree to pay to Guru.com a "Service Charge" (as defined below). "Service Charge" shall be a percentage of the Payment (less any applicable credit card processing fees) owed to you by any Company for Assignments you accept in exchange for the Services. Such Service Charge shall be based on the project transaction fee associated with your Membership Level and shall be retained by Guru.com from the Payment received from Company. If, when choosing your Membership Level, you designate yourself as a Guru or a Guru VENDOR, you also agree to pay to Guru.com a subscription fee for such level of membership. You hereby agree and acknowledge that such subscription fee shall be non-refundable.

B. Unless otherwise agreed to in writing between a Company and Guru.com, Guru.com shall provide the Company with Invoices for Payments due to Registered Professional. If a Company reasonably disputes any Invoice amount, such Company will pay all undisputed amounts within the time frames specified above and the parties will cooperate to verify any disputed amounts. You agree that any Invoice amounts reasonably disputed by a Company will not be payable to you until such dispute is resolved. You agree and acknowledge that Guru.com's obligation to pay you any Payment (less applicable Service Charge) is expressly conditioned upon: a) Guru.com's receipt of Payment from the applicable Company and b) resolution of all outstanding disputes with respect to such Invoice and/or Payment. In addition, if a Company has submitted Payment to Guru.com and such payment amount is then reasonably disputed by such Company before Guru.com has disbursed the disputed amount to you, you acknowledge and agree that Guru.com may hold such Payment on behalf of such Company until the dispute is resolved.

C. You are responsible for payment and reporting of any taxes. Other than in connection with 1099 Services, Guru.com is not obligated to determine the applicability of any taxes or to remit, collect or report any such applicable taxes, unless otherwise agreed to by both parties pursuant to the terms of any provision of tax services provided to you by Guru.com. Guru.com reserves the right to change the Service Charge at any time. Any change in the Service Charge will be reflected in the Project Transaction Fees computed and displayed at the point of invoice creation after such change and after notice to you.

D. In the event of nonpayment by a Company of any Invoice amount when due, which has not been reasonably disputed by Company (even where such non-payment occurs on account of Company's bankruptcy or insolvency), Guru.com may suspend providing Services pursuant to this Agreement to (i) you with respect to such Company and/or (ii) such Company until such time as the past due Invoices have been paid in full. In the event Guru.com stops providing Services pursuant to this Section, Guru.com shall not be penalized for delays and shall incur no liability to you caused by such cessation.

10. TERM AND TERMINATION

A. This Agreement shall become effective upon the execution hereof by the parties, as described above, and shall continue until terminated by Guru.com or you as provided for under the terms of Section 10(B) of this Agreement.

B. Unless otherwise agreed to in writing between the parties, either party may terminate the Service at any time upon notice to the other party. In such event, (i) Guru.com shall continue to perform the Service necessary to complete any invoicing and payment process or other process already set into motion ("Open Transaction"); (ii) you shall continue to be obligated to pay for the Services provided by Guru.com in order to complete any Open Transaction; and (iii) if applicable, Guru.com shall timely issue to you a summary on Form 1099 in accordance with Guru.com's obligations under federal law.

11. PRIVACY AND CONFIDENTIALITY

A. Your use of the Web Site and the services provided therein and thereby is governed by the terms of this Agreement and the Guru.com Privacy Policy. It is your responsibility to review the Guru.com Privacy Policy ("Privacy Policy"), which is incorporated by reference into this Agreement in its entirety, and we suggest that you review the Privacy Policy and print a copy for yourself. The Privacy Policy is posted on the Web Site and may be updated from time to time. If at any time you are not in compliance with the Privacy Policy, we have the right to terminate your rights of use and access to the Web Site and to terminate this Agreement. Unfortunately, we cannot ensure that disclosure of your personal information will not occur in ways not described in the Privacy Policy. We may be required by law to disclose information to government authorities, law enforcement agencies or third parties upon subpoena, and you authorize us to disclose information as we believe, in our sole discretion, is necessary or appropriate.

B. Any user identification ("User ID") and password, and any authorization codes or similar verification identifiers provided to you by us should be maintained as confidential and should not be distributed or disclosed to third parties. It is your responsibility to notify us if you need to change or discontinue your User ID and password and/or authorization codes, if applicable. You may only do so by: (i) sending us a notice, or (ii) contacting us at info@guru.com.

12. OWNERSHIP

The Web Site and all intellectual property rights related to the Web Site, including but not limited to copyrights, trademarks, service marks and any feedback left by Registered Users on the Web Site, are owned or licensed by us, and all right, title and interest in the Web Site and the related intellectual property rights remain our property. You may not reproduce, reverse engineer, decompile, disassemble, modify or create derivative works with respect to the Web Site or any related intellectual property, including any services provided via the Web Site, and this Agreement does not grant you permission to do so. Certain content is licensed from third parties. All such third party content and all intellectual property rights related to that content belong to the respective third parties. You may not remove any copyright, trademark, or other intellectual property or proprietary notice or legend contained in the Web Site, including any Web Site content.

13. WARRANTIES

A. Each party warrants that it has the right and or full corporate power and authority to enter into this Agreement.

B. THE SERVICES PROVIDED HEREUNDER ARE PROVIDED "AS IS," WHERE IS, AND WITHOUT ANY WARRANTIES OR CONDITIONS (EXPRESSED OR IMPLIED, ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USAGE OR TRADE). WE MAKE NO REPRESENTATIONS OR WARRANTIES, OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO THE QUALITY, IDENTITY OR RELIABILITY OF ANY REGISTERED USER OR THIRD PARTY, OR AS TO THE ACCURACY OF THE POSTINGS MADE ON THE WEB SITE BY ANY REGISTERED USER.

14. INDEMNIFICATION

A. You agree to defend, hold harmless and indemnify Guru.com from and against any and all losses, costs, expenses, damages or other liabilities incurred by Guru.com from and against any cause of action, claim, suit or proceeding brought by a third party against Guru.com in connection with your use of the Services including any payment obligations incurred through use of the Services. You further agree to indemnify, defend and hold Guru.com harmless from and against any and all claims, demands, actions, costs, liabilities, losses and damages of any kind (including attorneys' fees) resulting from: (i) your use of the Web Site (ii) your decision to supply credit information via the Web Site, including personal financial information; (iii) your decision to submit postings and accept offers from other Registered Users; (iv) any breach of contract or other claims made by Registered Users with which you conducted business through the Web Site; (v) your breach of any provision of this Agreement; (vi) any liability arising from the tax treatment of Payments or any portion thereof; (vii) any negligent or intentional wrongdoing by you; (viii) any act or omission of yours with respect to the execution of Assignments you accept; and/or (ix) Company's dispute of any Invoice submitted by Guru.com pursuant to the Services. Any such indemnification shall be conditioned on our: (a) notifying you in writing of any such claim, demand, action, cost, liability, loss or threat of any thereof; (b) cooperating with you in the defense or settlement thereof; and (c) allowing you to control such defense or settlement. We shall be entitled to participate in such defense through our own counsel at our own cost and expense. We reserve the right to report any wrongdoing of which we become aware to the applicable government agencies or otherwise.

B. In connection with your indemnification obligations as provided for above, Guru.com agrees to (a) notify you in writing promptly after learning of any such claim; (b) turn over to you all responsibilities and control with respect to such claim; and (c) reasonably cooperate with you in the defense thereof.

15. LIMITATION OF LIABILITY

A. IN NO EVENT SHALL Guru.com BE LIABLE TO YOU OR ANY OTHER REGISTERED USER FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR PUNITIVE DAMAGES PURSUANT TO THIS AGREEMENT, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, LOSS OF BUSINESS OPPORTUNITIES, OR LOSS OF GOODWILL, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

B. In the event that you have a dispute with one or more Registered Users, you release us (and our agents and employees) from claims, demands and damages (actual, consequential and punitive) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with the Web Site, the Services, or such dispute. You waive the provisions of any state law limiting or prohibiting a general release.

C. Notwithstanding any other provision of this Agreement, in no event will Guru.com's liability to you for any action or claim related to the Services provided under this Agreement, whether based on contract, tort, negligence, or any other theory of liability, exceed the greater of: (A) $1000 or (B) the aggregate amount of Service Charges actually collected by Guru.com from you for the Services to which the liability relates during the six (6) month period immediately preceding the determination of such liability.

D. Our contracts with certain of our suppliers provide for scheduled maintenance, preventative maintenance, and emergency maintenance work. We will have no liability whatsoever for any unavailability of the Web Site caused by our supplier's performance or lack of performance of the maintenance work needed to keep the Web Site operable. We will also not have any liability for any loss of data or transactions resulting from delays, non-deliveries, mis-deliveries or service interruptions caused by us, any third party acts, the acts of any web services provider or problems with the Internet infrastructure and networks external to the Web Site. The limitations of liability provided in this Agreement inure to the benefit of us, our affiliates and all of our respective officers, directors, employees, attorneys and agents.

16. ASSIGNMENT

Guru.com has the right to transfer or assign this Agreement and the rights hereunder to any other person or entity without your consent. You do not have the right to assign or transfer this Agreement or any rights hereunder to any other person or entity without our prior written consent. Subject to the foregoing, this Agreement will be binding upon and will inure to the benefit of the successors and permitted assigns of the parties hereto.

17. GOVERNING LAW AND JURISDICTION

The Guru.com Web Site (excluding linked sites) is operated by us from our offices within the Commonwealth of Pennsylvania, United States of America. It can be accessed from all 50 states and from other countries around the world. As each of these places has laws that may differ from those of Pennsylvania, by accessing the Web Site, you agree that this Agreement and your use of the Web Site, and the services offered therein and thereby, shall be governed in all respects by the internal substantive laws of the Commonwealth of Pennsylvania, without regard to conflict of laws provisions and shall not be governed by the United Nations Convention on the International Sale of Goods. You further submit to jurisdiction and venue in the state and federal courts located in the Commonwealth of Pennsylvania, Allegheny County and further agree that any cause of action you may bring arising under your use of the Web Sites shall be brought by you exclusively in a state or federal court located in the Commonwealth of Pennsylvania, Allegheny County. We make no representation that materials on the Web Site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.

18. STATE SPECIFIC LEGAL NOTICES

* Pursuant to California Civil Code Section 1789.3 and California Business and Professions Code Section 17538, residents of California are hereby advised of the following: Guru.com, located in Pittsburgh, Pennsylvania, is the provider of the electronic commercial service on this site. Registered Users are notified in advance regarding any applicable service charges. The Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs in California may be contacted in writing at 400 R. Street, Suite 3090, Sacramento, CA 95814 or by calling 1-800-952-5210. Upon your request, you may have this Agreement sent to you by email. Please feel free to contact Guru.com to resolve a complaint regarding any aspect of service relating to this site by writing to the above address, or contact us at info@guru.com.

19. MISCELLANEOUS

A. This Agreement, and all writings, web pages, agreements and policies, including, but not limited to, the Guru.com Privacy Policy, incorporated herein, contains the entire Agreement between the parties and supersedes any prior agreement, negotiation or understanding of the parties, whether oral or in writing, with respect to the subject matter of this Agreement. Any representations, promises or conditions not incorporated herein shall not be binding upon Guru.com or Registered User or their respective successors and assigns. This Agreement may not be modified or amended except in a writing signed by a duly authorized representative of both parties.

B. If any provision of this Agreement is held to be invalid or unenforceable, such provision will be struck and the remaining provisions enforced. Headings are for reference purposes only. Failure of either party to act or exercise its respective rights under this Agreement upon the breach of any other terms hereof by the other party shall not be construed as a waiver of such a breach or prevent said party from thereafter enforcing strict compliance with any or all of the terms thereof.

C. This Agreement does not create a relationship of agency, partnership, or representation between Guru.com and you for any purpose whatsoever, it being understood between the parties hereto that Guru.com and Registered User are to act as an independent contractors and are not authorized to make any contract, agreement, warranty or representation on behalf of each other.

D. Neither of the parties to this Agreement shall be responsible for the failure to perform or any delay in performance of any obligation hereunder due to labor disturbances, accidents, fires, floods, telecommunications or Internet failures, strikes, wars, riots, rebellions, blockades, acts of government, governmental requirements and regulations or restrictions imposed by law or any other similar conditions beyond the reasonable control of such party. The time for performance of such party shall be extended by the period of such delay.

E. You must comply with all applicable laws, statutes, ordinances and regulations regarding: (i) your use of the Web Site and the Services and any Other Services provided thereby or therein; (ii) your ordering or posting of, services or offers, if applicable; and (iii) the posting and retrieval of information by you, including without limitation those governing antitrust, unfair competition, false advertising, taxation and export control. You are responsible for paying all applicable fees and taxes you incur in connection with access to our servers and our Web Site.

F. This Agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania without regard to its conflicts of laws provisions.

G. The provisions of Sections 1, 4, 5, 6, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 and 19 will survive any termination or expiration of this Agreement for any reason.

H. All notices required or permitted to be given under this Agreement, shall be in writing and shall be deemed to have been duly given if delivered personally or sent by pre-paid telex, telefax or telegram, or mailed first-class, postage pre-paid, by registered or certified mail (notices sent by telex or telefax, or telegram, shall be deemed to have been given on the date sent; those mailed shall be deemed to have been given ten (10) business days after mailing) to the addresses set forth below or to such other address as any party shall designate by notice in writing.

If to Guru.com:
Attention Inder Guglani
5001 Baum Blvd., Suite 760
Pittsburgh, PA 15213

If to Registered User:
To the address associated with Registered User's access or login information.

IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed as of the Effective Date. By clicking the "I AGREE" checkbox on the Professional Registration form under "Part C: Agreements," you agree to the terms of this Agreement and, by reference herein, the terms of the Guru.com Privacy Policy.

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