Qualified Cost & Management Accountant(ACMA) • Secured exposure to Corporate Finance, Working Capital Limits, Bill Discounting Limits and Cash Credit Limits • Pivotal in conducting Ratio Analysis of financials to understand business performance and client requirements • Facilitated a detailed credit analysis through an independent and robust credit appraisal process; generated approval notes for sanction of retail as well as corporate loans • Coordinating with high corporate clients for understanding their requirements and suggesting the most viable solution; cultivated excellent relationship with them for retention and securing repeat business • Examined portfolio transactions, tracked pre and post disbursement documents and scrutinized accounts for banking products • Interfaced with Branch and Cluster Heads for speedy rectification of the discrepancies outlined by the Audit team • Handled and Scrutinized various import and export documentations for different corporate including assessment and issuance of LC and BG limits • Played a key role in Restructuring and Recovery procedure of NPA accounts as well as writing them off from the books