Fractional CFO for Funding

📌Job Description: Fractional CFO for Capital‑Readiness & Institutional Funding
Worldwide VIP Access is seeking a Fractional CFO who can take full ownership of our capital‑readiness, financial packaging, and lender‑facing strategy as we secure working capital through IBank, SSBCI, and related loan‑guarantee programs.
This is not a bookkeeping or controller role.This is a strategic finance operator who understands how to structure a business for institutional approval, build lender‑ready financial systems, and guide the company through underwriting.
We are a tech‑enabled entertainment and hospitality platform operating across Nashville (HQ), Las Vegas, California, and Australia, supported by SCORE.org  advisors and multiple industry partners. Your mandate is to translate our operational model into a clean, compliant, lender‑ready financial engine.

📌 ResponsibilitiesCapital‑Readiness & Lender Strategy
Build and refine lender‑ready financial statements, projections, and capital‑use models
Prepare funding packets for IBank, SSBCI‑backed lenders, and private debt partners
Structure the business for DSCR‑based underwriting and asset‑based lending
Support lender conversations, underwriting requests, and due‑diligence reviews
Financial Modeling & Forecasting
Develop 12–36 month financial models aligned with our multi‑market operations
Build revenue models for Nashville, Las Vegas, California, and Australia
Integrate automation‑driven workflows (Pine19.ai) into financial assumptions
Stress‑test scenarios and validate scalability assumptions
Operational Finance Architecture
Establish GAAP‑aligned financial controls and reporting systems
Build the Borrowing Base framework (Eligible vs. Ineligible inventory)
Support the hiring and onboarding of the Director of Inventory Capital
Ensure financial systems meet lender expectations for transparency and compliance
Strategic Advisory
Advise on capital stack strategy (government‑backed + private + institutional)
Support partnership structuring, vendor agreements, and inventory financing
Provide ongoing financial oversight as capital is deployed

📌 Required Experience
Proven experience securing working capital, ABL, government‑backed financing, or loan‑guarantee programs
Strong understanding of underwriting, lender psychology, and institutional packaging
Ability to build clean, lender‑ready financial models and reporting systems
Experience with multi‑market or multi‑entity operations
Excellent communication and ability to operate independently

📌 Preferred Experience
Entertainment, hospitality, ticketing, or marketplace operations
Experience with IBank, SSBCI, or similar guarantee‑backed programs
Familiarity with automation‑driven operations (AI workflows, dashboards, etc.)


📌 What Success Looks Like (First 90 Days)
A complete lender‑ready financial model
GAAP‑aligned financial controls
DSCR‑aligned projections
Borrowing Base + eligibility structure
Full funding packet prepared
Support through lender conversations and underwriting
Approval of the initial facility

 Milestones (Performance‑Aligned)
These are tied to deliverables, not hours.
Milestone 1 — Capital‑Readiness Packet Completed
Includes:• lender‑ready model• DSCR projections• Borrowing Base framework• eligibility rules• financial controls
Milestone 2 — Submission to Lenders
Includes:• packet finalization• lender Q&A• underwriting support
This is the milestone that matters most.It aligns incentives without requiring equity.

 Success Fee (Only on Approval)
0.5% – 1.25% of the approved facility  Paid ONLY when:• the lender signs• the facility is approved• funds are allocated
This is the structure lenders, CFOs, and founders all accept.






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