Banking Technology Consultant. 20+ years of Banking, IT Chief, large multi national bank, Technology Advisor in large Payment system projects wholesale and retail. Headed Management Services function of Banking Industry Association guiding banking IT initiatives setting directions defining standards, creating vision plans, implementing future looking initiatives. Managed banking software product development in independent software companies and handled multi country rollouts. Independent consultancy assignments for banks and IT companies from setting up lines of business, drawing strategic plans, defining organisation structures, designing customer satisfaction surveys, identification of productivity improvement methods, directing quality initiatives. Board level participation. Creation and enhancement of corporate image. Coaching senior management in change management and implementation of turn around strategies. Participation at board level in banks and IT companies on matters