More than seventeen years of experience in financial and credit risk analyses fields; supporting all kind of aspects in credit insurance business such as credit and commercial underwriting, reinsurance, collections and work with clients and brokers. Participating in due diligence (before merger) and adopting according guidelines underwriting process in parent insurance company in Kazakhstan. Besides the classic credit underwriting I have experience in other insurance credit products: - Single risks; - Lease credit insurance; - Advance prepayment insurance; - Customs tax insurance.