The threat of cyber-attacks, ransomware, and data breaches are dangers that every business faces today. Your business must protect its data, network resources, and your customer's information. Cyber Liability Insurance is an affordable way to protect a business' livelihood, reputation, and business owner's finances. Cyber Insurers are suffering due to the amount of claims they are having to pay out due to the increase in cyber-attacks, ransomware, and data breaches.

Cyber Insurance companies are looking for ways to avoid paying claims. Inaccuracies on applications, policy limits, and policy definitions are just a few of the ways they have been successful at getting out of paying.

Let me review your Cyber Liability Policy and the application you submitted to see if there are any "Gotchas" they can use to avoid paying if you ever find yourself with the unfortunate need to file a claim. Cyber Liability Insurance is becoming increasingly difficult to get. Applications are longer and ask more specific and technical questions today than they did 12 months ago. If you answer or answered the questions on the application without fully understanding what they want to know, you could be at risk of having a claim denied.

I have over 20 years of experience working with Cybersecurity and Compliance requirements for financial institutions and several other industries. 

It is much better to if something on your application or in your policy could result in a claim being denied before an incident occurs, than when your business, your employees, and your family are depending on your Cyber Liability Insurance claim to be paid.