My name Joy from Cebu,as the moment im looking for a job fit on my skills like this one i have experience on sales for almost two year in row,been dealing for customer and their queries,the recent experience i have at the moment as a collection executive at Australian account,where outbound taking them to update their credit file mostly i have in encountered denies liability and disputed and it come out the a payment using their card.i am persistent the way i handle the customer and negotiate them very well.i also been market there service they almost of the business account at Australia and i also take outbound in a USA account such as solar panel we been calling them help that the benefits that they can get about the product. I am flexible an i dont have complain in terms of schedule.i'd like to be part of your company because i know it will encourages open culture.