CAREER PROFILE An experienced Managerial Professional with over 15 years of progressive experience in the Banking/BPO and Insurance industry. KEY AREAS OF EXPERTISE: Risk Management & Control, Policy Implementation, Accounts Payable (AP), Accounts Receivables (AR), Procure to pay (P2P), Collections, Retentions, Recruitments of Agency managers/Advisors, Product Marketing, Team Management, Cost control, Provisioning, Budgeting & Auditing, MIS management & Process improvisation. A strong motivator & team player with effective leadership, decision making, problem solving and interpersonal skills with a results-driven attitude