I’m a Chartered Accountant and Fractional CFO with 15+ years of experience rebuilding financial infrastructures and financial strategy, redesigning systems as well as implementing high-integrity controls, and converting data into scalable financial architecture. Here is how I have helped my clients in past.
1. Poor Cash Flow Management
Problem: Irregular inflows/outflows causing cash shortages, No visibility on runway.
CFO Solution I Provided: Build 13-week cash flow forecast. Optimized payment terms and collections. Prioritized critical spending.
Result: Improved liquidity, better runway visibility, reduced cash stress.
Documents Prepared:
• 13-week cash flow model
• Cash flow dashboard
• Working capital schedule
• Payables and receivables aging reports
2. Lack of Financial Planning & Forecasting
Problem: No clear financial direction, Revenue/expenses unpredictable.
CFO Solution I Provided: Created annual budget, rolling forecast, scenario analysis.
Result: Predictability, informed decision-making, ability to plan growth.
Documents Prepared:
• Annual budget
• Rolling 12-month forecast
• Scenario & sensitivity model
• Budget-to-actual variance report
• Three model Financials
3. Weak Pricing Strategy
Problem: Underpricing/overpricing products or services, Low margins.
CFO Solution I Provided: Conducted cost analysis + competitor benchmarking. Build pricing model based on value, margin, and customer segments.
Result: Higher profitability, competitive pricing, sustainable margins.
Documents Prepared:
• Pricing model
• Cost-volume-profit (CVP) analysis
• Margin analysis report
4. Profit Margin Erosion
Problem: High costs, low contribution margins, Inefficient operations.
CFO Solution I Provided: Reviewed COGS, vendor terms, overhead spending. Implemented cost-cutting and margin improvement plan.
Result: Reduced cost base, increased gross & net margins.
Documents Prepared:
• COGS breakdown
• Expense optimization report
• Vendor comparison & negotiation summary
5. Lack of KPI Mapping & Financial Visibility
Problem: Founder operates blindly without data. No insights into performance.
CFO Solution I Provided: Defined KPIs (MRR, burn rate, CAC, LTV, gross margin, ARR). Build dashboards and automated reporting.
Result: Clarity, accountability, fast decision-making.
Documents Prepared:
• KPI dashboard
• Monthly management report (MMR)
• Financial performance scorecard
6. Difficulty Raising Funds (Equity or Debt)
Problem: No strong financial story, Incomplete documents for investors/banks.
CFO Solution I Provided: Prepared investor pack: model, deck, valuation, projections. Ensured financials are investor-ready.
Result: Higher chance of securing funds at better terms.
Documents Prepared:
• Investor pitch deck
• 3–5 year financial model
• Company valuation report
• Due diligence folder
• Cap table