Freelance writing for advertisers, higher education, political articles and magazines, book reviews, and white papers. I have a Bachelor's degree in Liberal Arts, a Master's Degree in Marketing, and a Master's Degree in Higher Education. I spent a 30 year career in the insurance industry as an independent broker. I am partially disabled and need to work from home. I am a prolific reader and I love to write. My current website, brand new, is at http://observationscommentsandmore.worpress.com.