Chartered Accountant with 20+ years of experience managing the complete accounting lifecycle for SMEs and global clients. Expertise covers transaction recording, AR/AP, bank and balance sheet reconciliations, month-end and year-end close, MIS and financial statements, variance analysis, and audit support. Strong control orientation with hands-on experience across QuickBooks, Zoho, Xero, ERP systems, ensuring accuracy, compliance, and timely reporting for informed business decisions.