Twenty five plus years experience in all phases of the life cycle development and maintenance of application systems on IBM mainframes in various industries. Have led projects and been responsible for budgeting time and resources and supervising the work of others. Experienced in the use of a wide range of mainframe and PC software. Proven ability to bridge technology and business goals to provide productive solutions. Excellent communication skills, with emphasis on building strong client relationships. I am now retired from working permanent full time, but I am looking for any opportunities to apply my experience in the following areas: Mainframe application development and maintenance, especially in the areas of financial, banking and insurance; Legacy systems modernization (replacing "green screens" with web pages); Systems Analysis and Design. Since I live off-shore (Panama - time zone is EST) and must do the majority of my work remotely my hourly rate is very economical but the quality will be very high. I cam provide prospective clients with samples of my past work.