• Data collection and analysis for the prediction of different risk indicators;
• Prediction of macroeconomic indicators, with an impact on the progress of lending;
• Calculation and reporting of provisions, according to IFRS 9;
• Generating and analyzing reports related to loan portfolio performance and provisioning status. These reports include portfolio quality metrics such as portfolio-at-risk (PAR), delinquency rates, and recovery rates;
• Ensuring that the institution complies with all regulatory and legal requirements related to provisioning and reporting;
• Assisting with external audits or inspections;
• Performing the functions of Loan Administration and Loan Review;

Analysis of the portfolio at risk indicators and decision-making accordingly.