Financial Crime, Fraud Risk and Compliance Consultant helping fintechs, banks and businesses strengthen AML, KYC, transaction monitoring and fraud controls.

I am a senior financial crime, fraud risk, compliance and enterprise risk professional with over 15 years of experience across banking, fintech, digital payments, consumer lending and regulated financial institutions.

I help organisations assess financial crime risks, strengthen fraud and compliance controls, improve operational processes and implement practical, risk-based solutions. My experience covers AML/CFT, card and payment fraud, transaction monitoring, KYC/CDD, enhanced due diligence, sanctions screening, merchant risk, chargebacks, fraud investigations, regulatory compliance, enterprise risk management and control-framework development.

I have led and supported fraud, compliance and risk functions serving businesses and customers across Africa, Europe, North America and other international markets. My work includes developing fraud strategies, policies, standard operating procedures, risk assessments, monitoring rules, governance frameworks, key risk indicators, implementation roadmaps and regulatory remediation plans.

I also advise organisations on the evaluation and implementation of financial crime and fraud technology, including transaction-monitoring, onboarding, identity-verification, sanctions-screening, case-management, behavioural-analytics and insider-risk solutions.

Through my independent consulting work, I have completed more than 100 research, advisory and expert-consultation projects for global research firms, consulting organisations, technology providers and corporate clients. I am recognised for providing practical insights, well-structured reports, confidential handling of information and recommendations that can be implemented within real operating environments.

Services I provide include:

Fraud and financial crime risk assessments
AML/CFT and regulatory compliance advisory
Card, payment and merchant-fraud strategy
Transaction-monitoring programme reviews
KYC, CDD and enhanced due diligence
Fraud and compliance policy development
Standard operating procedures and control frameworks
Vendor and technology-solution evaluation
Expert interviews and market-research consultations
Regulatory, operational and enterprise-risk advisory
Professional reports, presentations and implementation roadmaps

I work with fintechs, banks, payment companies, technology providers, consulting firms, research organisations and businesses seeking independent, practical and commercially relevant advice

Work Terms

Consultations and project engagements are available by appointment and are scheduled according to the client’s timeline, project complexity and my existing professional commitments.

Before commencing an engagement, I prefer to receive a clear project brief covering the objectives, expected deliverables, required format, intended audience, timeline and any relevant background materials. Where the scope is not fully defined, an initial consultation may be used to clarify requirements and agree on the appropriate approach.

My preferred communication channels are email, platform messaging, Microsoft Teams, Google Meet or Zoom. Written interviews and questionnaire-based consultations are also accepted.

Payment terms depend on the engagement:

Short consultations are payable before or immediately after the session through the platform.
Fixed-price projects may require an agreed upfront milestone, with the balance payable upon completion.
Larger assignments may be divided into clearly defined milestones.
Additional work outside the agreed scope will be quoted separately.

Standard project fees include reasonable clarification and minor revisions relating to the original scope. Major changes, new requirements or additional deliverables may attract an additional fee.

All client information, documents and discussions will be handled confidentially. I do not disclose confidential employer information, personal data, restricted regulatory information or proprietary materials belonging to current or former clients.

I provide independent professional and commercial advice based on the information available at the time of the engagement. Final regulatory, legal, investment or business decisions remain the responsibility of the client and, where appropriate, should be reviewed by qualified legal or regulatory counsel.

Timely client feedback and access to relevant information are required to meet agreed deadlines. Where delays arise because required information or approvals