My hours of operation are flexible. I do work full-time but will always find time for my passions, one of which is writing. I prefer e-mail as a means of communication, generally. However, at onset of a project, a local meeting or a Skype meeting is great. It's nice to put a face with a name. I'm open to travel, given the right circumstances. As for payment terms, my last project was a business brochure for DrugFreePA.org (non-profit). They paid me 30% up front to get started, and the rest at final submission. The fee was based on an hourly rate, determined by the non-profit. I am flexible and open in regards to payment terms.