A Mathematician and Computer Scientist, with demonstrable success in credit risk structuring and approval. Technically proficient with sound analytical and problem solving capabilities

• Hands on experience in Credit risk structuring and sanctioning of credit applications covering multiple industry/product specialisms in both Wholesale and Retail lending.
Creativity
• Developed a credit scoring and grading system for the personal loans at Cavmont Bank.
• I was part of the team that structured a US$105m syndicated loan to Celtel in Zambia. At the time, this was the largest ever syndicated loan in the country. Here flexibility and initiative were essential;
• Conducted in-house Excel training sessions to team members in both Uganda (Barclays) and Tanzania (Stanbic).
• Held in-house Masterclass sessions on credit skills analysis to corporate and credit teams at Cavmont Bank.
• Excellent knowledge of MS Office;
• Specific skills in financial modelling, database design and management, programming (Visual Basic);
• Designed a work flow system for Barclays Zambia and Cavmont Banks to track credit applications submitted – this was used in monitoring TATs.
• Hands on experience in Credit risk structuring and sanctioning of credit applications covering multiple industry/product specialisms in both Wholesale and Retail lending.
Creativity
• Developed a credit scoring and grading system for the personal loans at Cavmont Bank.

Work Terms

Available for four hours in a week