Finance Leader Managing 10B+ XAF Portfolios & 7 Branches | Expert in Cash Flow, Reconciliation & Budget Execution, Multi-Platform Accounting Software

I am a seasoned Accountant and Finance Manager with over a decade of experience in microfinance, NGOs, and money transfer sectors. He has managed portfolios exceeding 10 billion XAF, overseen 45+ employees across 7 branches, and reconciled over 30 accounts monthly.

Throughout his career, Joel has demonstrated expertise in financial reporting, internal controls, taxation, budgeting, and credit risk management. His proficiency spans multiple accounting software platforms, including QuickBooks, Xero, Vyapar, Alpha, and NetSoft, complemented by advanced Excel automation skills.

In leadership roles such as Assistant Manager at the American Mission Employees Credit Union and Chief Accountant at Ngoketunjia Cooperative Credit Union, Joel has implemented process improvements, reduced training time, and enhanced financial reporting accuracy. He holds a Bachelor of Science in Accounting from the University of Buea and has earned professional certifications in QuickBooks Online Bookkeeping, microfinance performance evaluation, and public sector financial management.

Fluent in English and with a working knowledge of French, Joel is committed to financial integrity, operational efficiency, and delivering results in both local and international contexts.

Work Terms

Hours of Operation
In my previous roles, I typically worked standard business hours, Monday to Friday, but I am flexible to adjust based on organizational needs. For example, in the microfinance sector, I often extended my hours during month-end closings, audits, and peak loan processing periods to ensure deadlines were met.

Payment Terms
I am accustomed to working with various payment terms depending on the organization’s policies and the nature of the transaction. This includes immediate cash disbursements for daily operations, scheduled payroll cycles (monthly for staff), and vendor payments processed based on agreed contractual timelines—often net 30 or net 60 days. I also have experience monitoring and ensuring compliance with these terms to maintain healthy cash flow.

Preferred Communication Style
My preferred communication style is clear, concise, and structured, supported by the appropriate tools for the context. For formal reporting and documentation, I use email and shared files. For collaborative discussions and real-time coordination, I use platforms like Microsoft Teams, Zoom, or WhatsApp. I believe in confirming mutual understanding after key exchanges and maintaining open channels for feedback to keep all parties aligned.