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Skills

  • Financial Audits
  • Modeling
  • Regulatory Audits
  • Risk Modeling
  • Validation Engineering

Services

  • Credit Risk Modeling

    $40/hr Starting at $100 Ongoing

    Dedicated Resource

    I provide end-to-end credit risk modeling, validation, and regulatory advisory services for banks, fintechs, and financial institutions. With extensive global experience across Tier-1 institutions and...

    Financial AuditsModelingRegulatory AuditsRisk ModelingValidation Engineering

About

Credit Risk Modeling Expert (IFRS9 | CECL | CCAR | bASEL)

NITIN SHARMA
| +91-94186-30008|
https://www.linkedin.com/in/nitin-sharma09

Dear Hiring Committee,
With extensive global experience in quantitative research, risk modelling, and regulatory compliance, I bring a proven record of leading teams, optimizing processes, and delivering strategic, client-focused risk solutions. My expertise in banking regulations, advanced econometric techniques, and global risk frameworks positions me strongly for a senior leadership role within your team.
Key highlights of my experience include:
• Model Risk Leadership: Directed independent validation, monitoring, and governance across multiple jurisdictions, ensuring alignment with ECB, PRA, EBA, and US regulatory standards.
• Global Risk & Compliance Expertise: Hands-on experience across the USA, India, Poland, and UAE, driving compliance with IFRS 9, Basel III, CECL, and other international frameworks.
• Strategic Risk Management: Spearheaded stress testing, scenario analysis, and credit risk strategies that improved asset quality, strengthened resilience, and enhanced regulatory compliance.
• Quantitative & Technical Excellence: Advanced proficiency in econometrics, SAS, Python, R, and SQL to deliver forecasting, portfolio analytics, and sensitivity testing.
• Stakeholder Engagement: Partnered with senior stakeholders across leading financial institutions to develop, validate, and enhance risk models, translating complex analytics into actionable insights.
I hold a Master of Science in Global & Quantitative Finance (Fordham University, USA), an MBA in Finance, and a B.Tech in Electronics & Communication Engineering, providing a strong foundation in financial risk management and analytics.
I am motivated to contribute my expertise to support your mission of advancing robust risk frameworks, strengthening financial sustainability, and fostering innovation in emerging markets. I would welcome the opportunity to discuss how my skills and global experience can add value to your team.
Thank you for your consideration.
Sincerely,
Nitin Sharma

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