P Y Shah

Ahmedabad, Gujarat, India

Yearly Stats: $500 Earned |

The guru of


P Y Shah

Financial Analyst

I am a level III candidate in the CFA Program and have completed MBA with a concentration in finance from IIM Indore, one of the best B-schools in India.

As part of projects and competitions during MBA, I have conducted investment research and valuation of companies for the purpose of evaluating the suitability of the company for investment or acquisition.

I am currently working as a credit analyst with State Bank of India, the largest bank in India. My job includes credit assessment of large corporates with account sizes between $10.0 million to $100.0 million. The portfolio includes companies belong to various industries such as pharmaceutical, infrastructure, and manufacturing.

Work profile includes preparing a credit monitoring arrangement (“CMA”) documentation and performing analysis of financial statements, financial ratios, cash flow projections, and funds flow projections.

I also have to submit credit proposals which include assessment of macroeconomic environment, industry analysis, and detailed analysis of client's business model, key credit risks, sources of repayment, fund based and non-fund based facilities; and using these to derive the internal credit risk rating and deciding the terms of the loan arrangement.

My skill set comprises :

-Business Valuation
-Financial Modeling
-Financial Analysis
-Financial Research
-Microsoft Excel
-Credit Rating

Work Terms

Availability: More than 30 hrs/week.
Hourly Rate : $20