Accessing the equity in your home you can do a debt consolidation, renovations, investments, or financial emergencies — but choosing the right strategy is critical. With over 20 years of experience in the Canadian financial and mortgage industry, I provide a clear, unbiased review of your options before you commit to any lender.
This session will help you understand how much equity you can take out and which method (refinance, HELOC, or second mortgage) is the most beneficial for your situation.
This service includes:
Review of your current mortgage
Home equity calculation
Borrowing options: Refinance vs. HELOC vs. Second Mortgage
Cost breakdown (fees, interest, legal, appraisal, broker fees)
Debt consolidation planning
Qualification assessment based on lender guidelines
Personalized recommendation for the best equity take-out option
Optional: Zoom/Phone call to review and explain the strategy
Ideal For:
Homeowners wanting to consolidate high-interest debt
Clients needing funds for emergencies, renovations, or investments
Borrowers who want to lower monthly payments
Anyone unsure which option is the safest and most cost-effective
You’ll receive a clear action plan based entirely on your goals.