Understanding life insurance is the foundation of financial security — but most people are unsure which type is right for them. In this session, I provide a clear, unbiased explanation of your options based on 20+ years of experience in the Canadian insurance industry.
Whether you're comparing Term, Whole Life, Universal Life, or exploring wealth-building strategies, this session will help you make informed decisions with confidence.
This service includes:
Explanation of Term, Whole Life, and Universal Life
Cost comparison & suitability analysis
How whole life policies build a value
Strategies for early-age whole life (for children & young adults)
Tax-free retirement income strategies
Using annuities to fund permanent life insurance
Needs-based assessment (family, income, debt, long-term planning)
Explanation of insurance riders (CIC, ADB, waiver, etc.)
Personalized recommendation based on your goals
Optional Zoom/phone meeting for deeper review
Ideal For:
Families securing long-term protection
Parents purchasing early-age whole life for children
Clients planning tax-free retirement strategies
Homeowners protecting mortgage and income
Business owners planning succession or key person coverage
This is a full educational session with actionable guidance — no pressure, just clarity.