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How Electronic Funds Transfer Professionals Can Help You

Electronic funds transfer or EFT is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff. EFT's are known by a number of names, such as electronic checks or e-checks. They also include direct-debit transactions, wire transfers, direct deposits, ATM withdrawals and online bill pay services. Transactions are processed through the Automated Clearing House (ACH) network, the secure transfer system of the Federal Reserve that connects all U.S. banks, credit unions and other financial institutions. One example of this type of transfer is using direct deposit, because having funds transfer from an employer to your bank account is transferred electronically.

The simplicity of electronic funds transfer allows your business to switch to a paper free banking system, saving you the cost of buying physical checks or other paperwork. Electronic funds transfer also allows for more seamless and secure transactions, due to most customers or clients needing to be verified or having some form of legitimate banking account to be able to transfer funds. Having electronic funds transfer for your business will allow you to securely pay your employees as well as work with business partners without the stress of money potentially not coming through. For more information on electronic funds transfer, reach out to anyone of our freelancers for hire at

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